Coronavirus Disease 2019 (Covid-19)

Protecting you in light of COVID-19

Frequently asked questions (FAQS)

    General products and coverage

    Medical and personal accident

It will depend on the type of policies you have. 
Here are some of the common type of AIA policies and their coverage: 
  1. In Life policies, death caused by Coronavirus i.e. COVID-19 is covered.
  2. PA plans generally do not cover COVID-19 with the exception of AIA Star Armour as this juvenile plan includes coverage for diseases.
Please refer here for a list of plans that provides cover for COVID-19

COVID-19 is not one of the CI conditions covered under our Critical Illness Plans. However, it may cause complications, and if the complications meet the CI definition stated in your policy, it would qualify as a claimable Critical Illness. If the CI plan has Death Benefit, death due to COVID-19 and its complications are covered.

No. Hospital income plan only provides an income for confinement due to COVID-19 as this plan provides coverage for accidents/diseases/illnesses. Please note that we will not cover if you are only quarantined in the hospital either on voluntary or mandated by the authority, but no confirmed diagnosis of COVID-19.

No. COVID-19 is not an accident, hence it will not be covered under all personal accident policies except for AIA Star Armour. We will include COVID-19 under the list of "Diseases" for AIA Star Armour.