One-stop protection and savings plan

AIA Guaranteed Protect Plus (III)

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AIA Guaranteed Protect Plus (III)

A whole life insurance single solution that offers up to 2 times boosted coverage while accumulating stable cash value over time.




Whole Life

Issue age:

0 - 55/60 Years Old for 15/20 Pay

Benefits for you

More info

Enjoy boosted coverage for death and total and permanent disability by 2X up to age 65.

Do you want additional peace of mind?

​ Enhance your AIA Guaranteed Protect Plus (III) plan with critical illness coverage​ to suit ​both ​your individual ​and family's protection ​needs​.

Supplement your protection with critical illness add-ons that provide ​​​enhanced​ financial assistance when a critical illness strikes​​​.​​
Early Critical Protector Life (III) – Covers 150 multi-stage critical illnesses and 15 special conditions such as osteoporosis and diabetic complications.
Critical Protector Life (III) – ​​​Covers ​73 major stage critical illnesses.

Let us take care of your future premiums if you become critically ill, disabled, or sadly pass away so your child's future is not compromised. Choice of riders: 
  • Payor Benefit Rider 
  • Payor Benefit Comprehensive

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By providing your personal data and submitting this form, you consent to the collection, use, disclosure, processing and retention of your personal data by AIA Persons[1], for purposes of addressing your enquiry ("Purpose"), in accordance with the AIA Personal Data Policy (Brunei)[2]. You also consent to being contacted by AIA Persons via your provided contact details[3] for such Purpose.
[1] "AIA Persons" refers to the Brunei Branch of AIA Singapore Private Limited and its associated individuals/organizations collect, use, disclose and retain your personal data.
[3] If you have provided your mobile number, we will contact you via voice call and/or text message (e.g. SMS/MMS). If you have provided your email address, we will contact you via email.
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Terms & conditions

  • The coverage for death and total and permanent disability will cease at age 100 and age 70 respectively.
  • Bonuses are non-guaranteed and will depend on the experience of AIA's participating fund. However, the annual bonuses once declared and credited to your policy will form part of the guaranteed benefits.
  • Coverage for Special Conditions (1 claim per condition only, up to total 5 claims per policy) will cease at age 85. The payout is either an additional 20% of coverage amount or $25,000, whichever is lower.
  • Refer to the respective Early Critical Protector Life (III) and Critical Protector Life (III) product summaries for the list of covered critical illnesses, special conditions, and other details including definitions and applicable exclusions.

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No: RFC20004468). All insurance applications are subject to AIA's underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under this plan may not be paid out, are specified in the policy contracts. You are advised to read the policy contracts.
Buying a life insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.
This information is correct as at Jan 2023.