Medical protection for foreign worker

AIA Foreign Worker Protector Plus

Get peace of mind with AIA Foreign Worker Protector Plus, an affordable medical insurance plan designed to cover your foreign workers' increasing hospitalisation and surgical cost.

Currency:

B$

Entry Age:

16 - 69 years old

Period:

Yearly Renewable (up to 74 years old)

Medical insurance coverage for foreign workers

AIA Brunei's Foreign Worker Protector Plus (FWPP) is designed to meet the medical insurance requirements outlined in the Employment Order 2024, providing foreign workers with comprehensive coverage of up to $100,000 for medical treatment and surgery.

Benefits for you

Minimum headcount required

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Portfolio pricing

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Customisable coverage options

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24/7 dedicated customer service centre

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More info

We can start a policy with minimum 3 employees.

Premium rates are determined based on the entire AIA Foreign Worker Protector Plus portfolio – claim submissions will not incur a corresponding increase in premiums during policy renewal.

Choose between the option with or without co-insurance for coverage up to $100,000 per policy year.

24/7 dedicated customer service hotline to help you with claims and enquiries.

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By providing your personal data and submitting this form, you consent to the collection, use, disclosure, processing and retention of your personal data by AIA Persons[1], for purposes of addressing your enquiry ("Purpose"), in accordance with the AIA Personal Data Policy (Brunei)[2]. You also consent to being contacted by AIA Persons via your provided contact details[3] for such Purpose.
 
[1] "AIA Persons" refers to the Brunei Branch of AIA Singapore Private Limited and its associated individuals/organizations collect, use, disclose and retain your personal data.
 
 
[3] If you have provided your mobile number, we will contact you via voice call and/or text message (e.g. SMS/MMS). If you have provided your email address, we will contact you via email.
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Terms and conditions

Exclusions
There are certain conditions under which no benefits will be payable. These are stated as exclusions in the policy contract. The exclusions for this plan include, but are not limited to, the following conditions. You are advised to read the policy contract for the full list of exclusions.
 
  • Repeated occurrences of Sickness or Injury while employed by the Policyholder resulting in Investigation and treatment of psychological, emotional, mental conditions and intentional self-inflicted injuries while sane or insane.

  • Repeated occurrences of Sickness or Injury while employed by the Policyholder arising from drug addiction to prescribed or non-controlled drugs, or while under the influence of alcohol, or alcoholism.

  • Repeated occurrence while employed by the Policyholder for Injury arising from direct participation in a strike, riot, or civil commotion.

  • Repeated treatments while employed by the Policyholder for sexually transmitted diseases, Acquired Immuno-Deficiency Syndrome (AIDS), AIDs related complexes and all sicknesses or diseases associated with the Human Immuno-Deficiency Virus (HIV), unless acquired due to Medically Necessary blood transfusions or occupational related infections (where proof of which must be made available to the Company).

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. RFC20004468) ("AIA").
 
All insurance applications are subject to AIA's underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
 
Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.  You are discouraged from switching from an existing accident and/or health insurance policy to a new one without considering whether the switch is detrimental, as there may be potential disadvantages with switching. A penalty may be imposed for early policy termination and the new policy may cost more or have fewer benefits at the same cost.
 
This information is correct as at 22 August 2025.